Mortgage Total Cost Calculator

Beyond the monthly payment, what does a mortgage really cost? This calculator shows the total amount you will repay over the full term and how much of it is pure interest. A €250,000 loan at 4% over 25 years means paying about €395,900 in total — nearly €146,000 of interest.

Shortening the term or negotiating even 0.3% off the rate saves substantial money. Compare scenarios by adjusting the inputs, and use the loan payment calculator when you only need the monthly figure.